Written and maintained by Jeongdo Kim, a working holiday maker in Australia. Not a licensed financial adviser — every figure is sourced from the body that sets it. Source: ATO, "Departing Australia superannuation payment (DASP)", last updated 21 April 2026. Figures are estimates — your fund determines the actual rate and amount. General information only, not financial, legal or tax advice. See our editorial policy.
For temporary visa holders leaving Australia
DASP calculator: how much super do you get back?
Leaving Australia for good? The super your employers paid is yours to claim — minus a final exit tax. Estimate your Departing Australia Superannuation Payment in 30 seconds, then check the rules below before you apply.
- Official ATO & Fair Work rates
- Updated July 2026
- Free — no sign-up
- Your numbers never leave your browser
Who can claim DASP?
Generally you can claim if all of the following apply:
- you accumulated super while working in Australia on a temporary resident visa issued under the Migration Act 1958 — excluding subclasses 405 and 410
- your visa has ceased to be in effect (expired or cancelled)
- you have left Australia and hold no other active Australian visa
- you are not an Australian or New Zealand citizen, and not an Australian permanent resident
New Zealand citizens leaving Australia permanently are not eligible for DASP, but may instead be able to transfer their super to New Zealand. If you got permanent residency rather than leaving, see the FAQ below.
You cannot submit until after you have left — but the ATO strongly recommends gathering everything and starting the application before you go, because it gets harder once you have left.
How much tax? The full table
Most guides quote a single number. There are actually three rates, because a DASP can be made up of a tax-free component and a taxable component, and the taxable component can be a taxed or an untaxed element.
| Payment component | Ordinary rate (non-WHM) | Working holiday rate |
|---|---|---|
| Tax-free component | Nil | Nil |
| Taxable component — taxed element | 35% | 65% |
| Taxable component — untaxed element | 45% | 65% |
For most people whose super came from ordinary employer contributions, the relevant row is the taxed element — 35%, or 65% on a working holiday visa. Our calculator uses those two rates.
The working holiday rule that catches people out
Each super fund determines the rate itself, because each fund makes a separate payment. If you have ever held a working holiday visa, the fund checks whether your DASP includes amounts attributable to contributions made while you held it.
- Never held a WHM visa — the ordinary rates apply.
- Only ever held a WHM visa and associated bridging visas — the WHM rate applies.
- Held both — if the DASP includes any amount attributable to contributions made on the WHM visa, the 65% rate applies to the entire payment, including super earned under the other visa.
It does not matter when you held the 417 or 462. Ever having held one is enough for the rule to bite.
If tax was withheld incorrectly, contact your super fund and request a refund — but you must do it in the same financial year the DASP was paid. Otherwise DASP tax is final: it is not part of an income tax return.
How to claim — free, online
The ATO's DASP online application system is free of charge, and it automatically confirms your immigration status with the Department of Home Affairs. That means you generally do not need to buy a Certification of Immigration Status, unless your super fund specifically directs you to.
- Find your super.Enter your TFN in the DASP online system and it searches for your accounts, or use myGov → ATO → Super. Without a TFN you have to supply each account's details yourself.
- Check your employer actually paid. The ATO asks you to confirm all contributions have been made before you submit.
- Certify your ID before you fly. At $5,000 or more, funds may require certified copies. There are specific rules on who can certify, so it is much easier in Australia.
- Start and save the application. You can do this while still in Australia. Write down the details you entered — you need the same ones to resume it after you leave.
- Submit after you have left and your visa has ceased.
If you use paper forms instead
- Super held by a fund: form NAT 7204, sent to each fund. Your fund may charge a fee depending on the value, and will require certified ID.
- Super held by the ATO: form NAT 74880, sent to the ATO. No cost for paper applications to the ATO.
- Balance $5,000 or more on a paper application to a fund may require a Certification of Immigration Status (Form 1194) — Home Affairs charges a fee for it.
- Under $5,000 you can usually supply your own evidence that you left and the visa expired. Ask your fund what it accepts.
Someone can apply on your behalf, but they need written authority from you, and to use the online intermediary system they must be a tax agent with full or conditional registration with the Tax Practitioners Board.
How and when you get paid
Payment is generally made within 28 days of a completed application being received. Incomplete applications, or requests for extra documents, take longer.
There are three payment options:
- EFT to an Australian bank account — usually the most effective, and the ATO suggests keeping your Australian account open for this.
- Australian dollar cheque.
- International money transfer — only for applications to super funds, not all funds offer it, and fees including currency conversion may apply.
For ATO-held super the options are narrower: EFT to an Australian account in your own name, or a cheque. Check with your Australian bank that you will actually be able to move the money home afterwards.
Whoever pays you must issue a DASP payment summary within 14 days, showing the tax withheld and the amount paid. On ATO-issued summaries an "H" indicator at the DASP type means the working holiday rate was applied; blank means the ordinary rate.
What if you already left and never claimed?
Your money is not lost. If you don't apply, your super fund transfers it to the ATO as unclaimed super money once both of these are true:
- at least 6 months have passed since you left Australia, and
- your visa has ceased to be in effect.
You then claim that ATO-held super as a DASP instead — the same online application covers both fund-held and ATO-held super.
Coming back to Australia later
Claiming a DASP will not affect any future visa applications. If you return permanently and your fund has already sent the money to the ATO as former temporary resident unclaimed super, you can either transfer it back into an Australian super fund (phone the ATO super line on 13 10 20) or apply to have it paid to you with form NAT 74880. Either way it is still treated as a DASP and taxed at the DASP rate.
Check you were paid correctly first
Before you claim, make sure your employers actually paid what they owed — temporary visa workers are among the most underpaid groups in Australia, and the ATO explicitly asks you to confirm contributions have been made before submitting. Recovered super increases your DASP payout.
Run your payslips through our super underpayment calculator, check your hourly rate against the minimum wage, and if something is missing, here is how to report it to the ATO before you fly out. Chasing it from overseas is much harder.
Frequently asked questions
›I just got permanent residency (PR). What happens to my super?
You can no longer claim DASP — permanent residents and citizens are not eligible. Your super stays invested until you reach preservation age, your employer keeps contributing 12%, and nothing is lost. Two useful moves after getting PR: consolidate multiple funds to stop paying duplicate fees, and check what insurance each fund is charging you for.
›I worked on a working holiday visa first, then a student visa. Which tax rate applies?
If your DASP includes any amount attributable to contributions made while you held a working holiday visa (417 or 462, or an associated bridging visa), the working holiday rate of 65% applies to the entire payment — including super you earned under the other visa. It does not matter when you held the working holiday visa. If the DASP contains no such amounts, the ordinary rates apply instead.
›Can I claim DASP before I leave Australia?
No — you can only submit after you have left Australia and hold no active Australian visa. But the ATO strongly recommends gathering your information and starting the online application before you go, because it is harder to do once you have left. You can start and save the application while still in Australia; note down the details you entered, because you need the same details to resume it later.
›I left Australia years ago and never claimed. Is my super gone?
No. If you don't apply, your fund transfers the money to the ATO as unclaimed super money once both conditions are met: at least 6 months have passed since you left Australia, and your visa has ceased to be in effect. You can then claim that ATO-held super as a DASP.
›How long does the payment take, and how is it paid?
Generally within 28 days of a completed application being received, longer if the application is incomplete or more documents are needed. There are three payment options: electronic funds transfer to an Australian bank account, an Australian dollar cheque, or an international money transfer — but IMT is only available on applications to super funds, not all funds offer it, and fees including currency conversion may apply. For ATO-held super you can only choose EFT to an Australian account in your own name, or a cheque.
›Can I get the DASP tax back later?
DASP tax is a final withholding tax, so there is no general refund and it is not part of an income tax return. There is one exception: if you believe your super fund withheld an incorrect amount, you can contact the fund and request a refund — but you must do this in the same financial year the DASP was paid.
›I'm a New Zealand citizen. Can I claim DASP?
No. Australian and New Zealand citizens and Australian permanent residents are not eligible. If you're a New Zealand citizen leaving Australia permanently you may instead be able to transfer your super to New Zealand under the trans-Tasman portability arrangements.
›Will claiming DASP hurt a future Australian visa application?
No. The ATO states plainly that claiming a DASP will not affect any future visa applications. If you later return to Australia permanently and your fund has already sent the money to the ATO as former temporary resident unclaimed super, you can either transfer it back into an Australian super fund or apply to have it paid to you — either way it is still treated as a DASP and taxed at the DASP rate.
›Do I need a tax agent to claim DASP?
No. The ATO's DASP online application system is free of charge and it automatically confirms your immigration status with the Department of Home Affairs, so you generally don't need to buy a Certification of Immigration Status. If you do want someone to apply for you, they need written authority from you, and for the online system they must be a tax agent with full or conditional registration with the Tax Practitioners Board.
›I closed my Australian bank account. Where will my DASP be paid?
This trips up a lot of people. The ATO advises keeping your Australian bank account open to receive your DASP, because EFT to an Australian account is usually the most effective option — and for ATO-held super it is the only electronic option. Confirm with your Australian bank that you can move the money to an account in your home country afterwards. If you have already closed it, ask your super fund which payment options they support before you submit.
›My balance is over $5,000. Does that change anything?
It can. Where the value of your super is $5,000 or more, your super fund may require certified copies of your proof of identity documents. For paper applications to a fund at that level, you may also need a Certification of Immigration Status from Home Affairs, which charges a fee to issue it (Form 1194). Certifying documents is much easier while you are still in Australia, since there are specific rules about who can certify them.